Bankruptcy laws require debtors to list all of their debts and assets on their bankruptcy petition. It may be helpful to have a copy of your credit report before you file bankruptcy, but getting a copy of your credit report before you file bankruptcy is not a requirement.

The new bankruptcy law requires some leg work on the part of debtors. Bankrutpcy credit counseling and other requirements under the new law have made the process more difficult for debtors and attorneys alike.

One of the most time consuming aspects of any bankruptcy preparation is gathering a list of all your creditors. Debtors filing bankruptcy with our office are able to take advantage of our ability to download credit reports quickly and accurately. Downloading credit reports through our office before filing bankruptcy can save hours in preparation time on your part.

Many times a debtor might overlook judgments, liens, co-signers, collection agencies, or tax liens. When our office downloads your credit report before filing your bankruptcy petition, you are much less likely to forget creditors and your bankruptcy filing will be more accurate.