Quick searches on the internet can tell you the basic differences between chapter 7 and chapter 13, but which one should you file?

In order to determine which type of bankruptcy you should file, our bankruptcy lawyers must make a complete assessment of your entire financial situation.

What assets can we protect? What debt should you keep? How does the new bankruptcy law affect the bankruptcy you file? These are fundamental questions that must be answered before you can decide what type of bankruptcy is best for you.

Under the new bankruptcy law, the bankruptcy means test helps determine what type of bankruptcy a debtor is allowed to file. The bankruptcy means test is a complex mathematical calculation that must be completed prior to filing bankruptcy. The results of the bankruptcy means test help determine what type of bankruptcy to file.

As part of our client's first free office consultation to discuss bankruptcy, the bankruptcy means test is completed by one of our bankruptcy lawyers.